Financial literacy is the ability to understand and effectively use various financial skills, including personal financial management, budgeting, and investing. Being financially literate is a lifelong journey of learning that allows us to have the foundation of a relationship with money. CCPL is excited to share programs and resources for you this month focused on Financial Literacy!
Financial Literacy & Budgeting Take Home Kit
4.1.23 – 4.15.23 | All Day @ La Plata Branch
What better way to start off Financial Literacy Month, than with getting a FREE DIY Budgeting Take Home Kit?! We thought so too! Come to the La Plata Branch to pick up your Financial Literacy & Budgeting Take Home Kit between April 1 – April 15
How 2: Get Financial Assistance for Hospital Bills: Hospital Charity Care 101
Presented by Dollar For – 4.5.2023 | 6 PM @ Virtual Event
Did you know that nonprofit hospitals MUST cancel or reduce medical bills for lower income patients through Charity Care programs? Learn how Dollar For can assist you with the process!
How 2: Increase Cash Flow & Manage Debt
Financial Literacy Workshop with World System Builders – 4.6.23 | 6 PM @ P.D. Brown Branch
In this hands on workshop, you’ll learn:
- Ways to find $100 you didn’t know you had
- How to look over your expenses to find where all your money is going
- How to build a plan to be debt free
- About different ways to increase cash flow
How 2: Understand Asset Accumulation Strategies
Financial Literacy Workshop with World Systems Builders – 4.11.23 | 6 PM @ La Plata Branch
In this hands on workshop, you’ll learn:
- About accumulating wealth and the cost of waiting
- How to look at historical returns, average returns, and your returns
- About strategies and minimizing risk
Many thanks to our program partners, Dollar For and World Systems Builder (WSB) for providing financial literacy programs for us this month, and to WSB for donating copies of the Saving For Your Future – Finance 101 for our Financial Literacy and DIY Take Home Kits!
Financial Literacy Based CCPL @ HOME Blog Posts:
- Student Loans Forgiveness: Pros and Cons!
- Financial Literacy: Budgeting
- Tips for Understanding Financial Aid Award Letters
- Common Tax Credits You May Qualify For
- CCPL Staff Picks: Investing & Money eBooks
- Maximizing Your Financial Aid
- Adulting: Personal Finance
- Smart Money for Kids: Six Books at CCPL to Help Develop Good Money Habits Early
Other Resources
- AFSA Education Foundation: AFSA Education Foundation is a nonprofit focused on educating middle school, high school, and college students on financial matters. The foundation provides MoneySkill, a free personal finance course offered online.
- Business Collection (Gale) Database: A comprehensive business resource for the undergraduate researcher seeking company news, the public library patron making personal investment decisions, or the high school student looking to major in business administration, Business Collection provides full-text coverage of all business disciplines including accounting, economics, finance, marketing, management and strategy, as well as business theory and practice.
- Cash Course: CashCourse provides free accounts to students that allow them to complete financial literacy coursework and assignments and take advantage of a suite of financial tools. School administrators can also access CashCourse to provide financial literacy training to students
- Dollar For: Dollar For is a national nonprofit that crushes medical bills by empowering patients and advocating on their behalf.
- Finaid – The Go-to Guide for College Financial Aid: FinAid is a great resource for understanding the true costs of attending college and your options for paying for the education you receive. FinAid provides comprehensive explanations and examples of different types of financial aid, including college loans, scholarships, grants, and work-study programs.
- FINRA Investor Education Foundation: With a focus on providing both education and research to build financial literacy, the FINRA Investor Education Foundation offers tools and courses that help consumers protect themselves from fraud, learn about investing, manage and grow money, and create more inclusive financial circles by addressing systemic wealth disparities.
- Mint: Mint is a free app that helps you manage your money, set savings goals, and create workable budgets. The app resonates with users by creating a place where credit and debit cards, investments, bills, and income can all come together for easy management.
- Salt Money: Salt Money provides numerous services, including help finding the best laptops currently available based on product reviews and buying guides. Within the personal finance section of the website, users can find several blog posts published each week covering popular topics such as buying stocks and cryptocurrencies, how to spot personal loan scammers, and how to pick the best budgeting app for your needs.
- $martpath: $martPath is a free, online teaching resource available for grades 1-8
- The Stock Market Game: The Stock Market Game is the right tool for you to help your students build a fundamental understanding of investing while providing them with real world skills practice in math, English Language Arts, economics, social studies, and other subjects.
- U.S. Mint Coin Classroom: Play free educational games online and learn more about coins!
- World of Money: World of Money focuses on building a citizenry of financially literate adults by focusing on one child at a time. The app provides financial training for youth ages 7-18 and offers individualized coursework. Students interested in business and saving can also take advantage of the Moguls program, which provides different curricula for students ages 7-26.
- World System Builder: World System Builder is a community of financial professionals on a mission to deliver the best financial education and revolutionize the financial service industry through a reliable, build-able system.